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Tag: financial responsibility law

INSURANCE-FINANCIAL RESPONSIBILITY LAW-UIM-STACKING WAIVER FORM-NEW PRODUCT

McGuire v. Nationwide Affinity Ins. Co. of Am., 2025 U.S. Dist. LEXIS 40195 (Pennsylvania Western District Court, March 6, 2025) (Ranjan, J.) On September 11, 2024, the Court issued an opinion, granting partial summary judgment in this underinsured motorist coverage case. As the parties made clear, the key dispute in this case was whether Nationwide’s […]

INSURANCE-FINANCIAL RESPONSIBILITY LAW-UNDER INSURANCE-EXHAUSTION OF OTHER POLICIES

Ford v. Progressive Specialty Ins. Co., 2025 U.S. Dist. LEXIS 39728 (Pa. Eastern Dist. Ct., March 5, 2025)(Slomsky, J.) This case arises from a dispute over benefits Plaintiff Michael J. Ford (“Plaintiff”) believed he had under his auto insurance policy (the “Progressive Specialty Policy”) issued by Defendant Progressive Specialty Insurance Company (“Defendant” or “Progressive”). Plaintiff, […]

INSURANCE-FINANCIAL RESPONSIBILITY LAW-SIGNED ELECTION FORM-UIM COVERAGE

Goodville Mut. Cas. Co. v. McNear, 2025 Pa. Super. LEXIS 95 (Pa. Superior Ct., February 26, 2025) (Sullivan, J.) Valerie McNear appeal for summary judgement granted in favor of Goodville Mutual Insurance Company. In 2012, Karen initially signed an election form for less-than-full underinsured motorist (“UIM”) coverage, and she selected benefits of $50,000 each person/$100,000 […]

INSURANCE-FINANCIAL RESPONSIBILITY-LAW-UIM/UIM COVERAGE-ONE VEHICLE-BENEFIT OF STACKING

Higgins v. Nationwide Affinity Ins. Co. of Am., 2024 Pa. Super. LEXIS 561(Pa. Superior Ct., December 26, 2024)(Sullivan, J.) OPINION BY SULLIVAN, J.: Marquita Higgins (“Higgins”) individually and on behalf of similarly situated persons appeals from the grant of summary judgment in favor of Nationwide Affinity Insurance Company of America (“Nationwide”). We affirm. Higgins is […]

INSURANCE-FINANCIAL RESPONSIBILITY LAW-UNDER INSURANCE-“INSURED”

Foremost Ins. Co. Grand Rapids, Mich. v. Bufflap, 2024 U.S. Dist. LEXIS 214675 (Pa. Middle Dist. Court, November 26, 2024) (P. Wilson, J.) Before the court are cross-motions for summary judgment, both of which ask the court to determine whether Defendant Tracy Bufflap (“Bufflap”) is entitled to underinsured motorist (“UIM”) coverage under the antique automobile […]

INSURANCE-FINANCIAL RESPONSIBILITY LAW-UNDER INSURANCE-STACKING-RENEWAL OF A POLICY VERSUS A NEW POLICY

McGuire v. Nationwide, 2024 U.S. Dist. LEXIS 163290 (U.S. Dist. Ct. for W. Dist. of Pa., September 11, 2024) (Ranjan, J.) J. Nicholas Ranjan, United States District Judge Pennsylvania law allows policyholders to “stack” the number of limits of uninsured (UM) or underinsured (UIM) motorist coverage in an automobile insurance policy based on the number […]