McGuire v. Nationwide, 2024 U.S. Dist. LEXIS 163290 (U.S. Dist. Ct. for W. Dist. of Pa., September 11, 2024) (Ranjan, J.) J. Nicholas Ranjan, United States District Judge Pennsylvania law allows policyholders to “stack” the number of limits of uninsured (UM) or underinsured (UIM) motorist coverage in an automobile insurance policy based on the number […]

MidCentury Ins. v. Werley, 2024 Pa. Super. LEXIS 22554, (U.S. Ct. of App., 3d Cir., September 5, 2024) (Smith, J.) OPINION OF THE COURT RENDELL, Circuit Judge. Levi Werley was seriously injured while riding an uninsured motorized dirt bike. When the insurance of the driver that struck him did not compensate him fully for his […]

Jones v. Erie Insurance Exchange, Pa. Super. LEXIS 273 (Pa. Super. July 3, 2024) (Murray, J.) Jones v. Erie Ins. Exch., 2024, Court of Common Pleas of Erie County decided, July 3, 2024. In this underinsured motorist (UIM) automobile insurance action, John Jones and Tanya Jones (Appellants) appeal from the judgment entered against them and […]

Dayton v. Auto. Ins. Co. of Hartford, 2024 U.S. Dist. LEXIS 73356, 2024 WL 1745041 (M.D. Pa. April 23, 2024) (Mannion, D.J.). The sole issue in this motion for summary judgment is whether a “regular use” exclusion provision in a motor vehicle insurance policy is unenforceable as contrary to Pennsylvania law. Alan Dayton was injured […]

Universal Underwriters Ins. Co. v. Swenson, 2024 U.S. Dist. LEXIS 70627 (M.D. Pa. (April 18, 2024) (Munley, J.). In this case, the form asked for $35,000, not $300,000. Further, the form indicated that the insured wrote “$300,000” regarding “Designated Individuals”. Also, stacking was waived. The court found that the limits were $35,000, that the $300,000 […]

Kenya Major v. Cruz, 2024 Pa. Super. LEXIS 47 (February 13, 2024) (Stabile, J.). Appeal from summary judgment in favor of State Farm. Major was permissible driver of Kia Sportage that belonged to her mother, Donna Hughes-Major. Was hit from behind by Cruz. Suit filed against Cruz and State Farm, which insured the Sportage and […]

Rush v. Erie Ins. Exch., 2024 Pa. LEXIS 123 (January 29, 2024) (Donohue, J.). This appeal requires the Court to determine whether a “regular use” exclusion contained in a motor vehicle insurance policy violates the express language of the Motor Vehicle Financial Responsibility Law (“MVFRL”). We hold that as presented in this case, the “regular […]

Erie Insurance Exchange v. Harding, Pa. No. CV-23-00,668 (C.P. Lyco. January 8, 2024) (Linhardt, J.). Plaintiff Erie Insurance Exchange commenced this action by Complaint filed June 21, 2023, seeking a declaratory judgment concerning insurance coverage. Plaintiff is an unincorporated reciprocal insurance exchange. The Defendants are Melissa Harding, Brad Harding and the Estate of Daniel Blake […]